5 days ago

#166 "Just-in-time shopping": Overcome fear-driven purchases, save money and space, and spend mindfully

In today's episode, I talk about the strategies I've been trying to address over-acquisition and manage my finances, from savings pots to practising 'just-in-time' shopping. I explain how these methods, alongside mindfully resisting impulse buys and more, are helping me reduce clutter.

  • Personal Financial Management
  • Dedicated accounts with savings pots for various expenses like glasses, car repairs, and gifts.
  • Spending limits.
  • Evaluating the necessity of purchases.
  • Reflecting on past financial struggles.
  • The tendency to overprepare due to fear of scarcity.
  • The impact of hoarding on life, such as emotional pain from bereavements.
  • The challenge of trusting that resources will be available when needed.
  • Shopping Habits and Strategies
  • Emphasising rationality in shopping.
  • The "just in time" shopping approach to combat over-acquiring.
  • Mindful shopping techniques
  • Checking existing supplies before shopping.
  • Using shopping lists with flexible categories.
  • Resisting urge-driven purchases like discounts.
  • Mindful Financial Practices
  • Exploring alternative uses for money beyond impulse buys.
  • Prioritising spending on quality experiences.
  • Past Financial Hardship and Emotional Impact
  • Past experiences of financial hardship leading to anxiety and hoarding.
  • Reflecting on the emotional impact from periods like the COVID-19 pandemic.
  • Personal Growth and Overcoming Beliefs
  • Encouragement to try despite potential failures.

 

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